Drive it sooner
One application, several banks. You get the offers side by side and pick the one that suits you — not the one your bank happens to offer.
Steps to your next vehicle
Four steps, and we handle the part that usually takes the longest.
Tell us about you
Your details, your employment and the vehicle you have in mind. About five minutes.
We shop it around
Your application goes to several banks rather than only the one you bank with.
You choose the offer
Rate, term, balloon and monthly instalment laid out side by side, in writing.
Sign and drive
Licensing, registration and hand-over are all done at the branch.
What will it cost a month?
An estimate to work from before you apply. Change the price, deposit, term and balloon to see how the instalment moves.
An estimate only — not a quote and not a credit offer. Your instalment depends on credit approval, fees and the rate you are offered.
Apply now ›Apply now
Tell us about yourself and the vehicle you are after. Have your ID, three months of payslips and three months of bank statements ready and the application moves a great deal faster.
Rather speak to someone?
034 312 8205
26A Hardwick Street, Newcastle
010 448 8420
142 Van Riebeeck Ave, Edenvale
Email: info@topgearauto.co.za
Mon–Fri 08:00–17:00, Sat 09:00–13:00